Another Round of ACA Changes Further Cut Individual Mandate, Coverage Requirements


Additional changes to the Affordable Care Act have further diminished the individual mandate by creating new exceptions to penalties and have also shifted coverage standards formerly regulated by the federal government to the states. The new changes, which take effect for ACA health plans to be sold this fall for 2019 coverage, give states the authority to cut back on the 10 essential health benefits mandated by the ACA for policies sold on the marketplace. Retroactive protection from penalties going back two years will also be in effect (note the recent tax law eliminates these penalties altogether beginning in 2019).

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