HDHPs Can be More Cost-Effective for Consumers, Report Says

Healthcare Dive
A new National Bureau of Economic Research (NBER) analysis found that high-deductible health plans (HDHPs) were the lowest overall cost option in 65% of companies with those plans, with typical savings being $500 per year. The research found that the higher deductible and out-of-pocket costs in an HDHP are often more than offset by lower premiums and employer contributions to an HDHP-connected health savings account (HSA). As a result, these plans could often be a better financial option — even for high users of health care.

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